Why these Courses Matter
Learn New Skills
Our accessible and relevant courses are easy to follow anytime, anywhere.
Gain Knowledge
Our strategies help you stay committed and achieve lasting results in financial management.
Our accessible and relevant courses are easy to follow anytime, anywhere.
Our strategies help you stay committed and achieve lasting results in financial management.
Build your money confidence in managing your money. Keep better track of your income and expenses. Avoid common money mistakes and staying safe.
Start your business, prepare a business plan, budget and profit & loss. Understand how your business earns and grows.
Set up easy payment links to get paid faster. Reach more customers beyond your location without using a website to receive payments. Keep track of your payment transactions using TakueCom.
A proven roadmap to develop, grow, and build better financial habits — for yourself and others.
Education for change. The eMarama LMS platform is brought to you by the Bank of the Cook Islands, in partnership with MFEM and UNCDF, to support financial literacy and provide an online solution for localised educational content.
Your go-to platform that brings together practical courses from across the Cook Islands, starting with financial literacy and expanding to support
lifelong learning for all.
Learning for Life
in the Cook Islands
Explore financial literacy courses
designed for our people, our families,
and our communities.
Made for
Our Islands
Practical, easy-to-follow learning
tailored for everyday life in the Cook Islands, including the Pa Enua.
Growing Opportunities
eMārama is a growing platform that
will bring together courses
from Cook Islands organisations
to support lifelong learning.
Join Our Learning Platform
As a business, contribute to our learning library with your unique expertise
and start building your own
professional courses today!
Our courses are delivered in Cook Islands Māori and are designed to meet the unique needs of Cook Islands people, families, and communities. We focus on practical knowledge that empowers you to make confident financial decisions in everyday island life.
eMārama is committed to making learning accessible for everyone, including those living in the Pa Enua. Our courses are designed to work on any device and can be accessed wherever you are in the Cook Islands.
The Practical Money Skills series consists of three courses in a bundle. Follow Tiana from planning her money to achieving a goal.
Money & Me
Money & My Goals
Money & Staying Safe
The Practical Business Skills is also a series bundle of three courses. Follow Sonny as he goes from starting his own business to successfully growing it.
Starting My Business
Growing My Business
Managing My Business
